The product features of "Hong Xin Life Financial Plan" can be summarized as seven "cleverness": 1 cleverness: cleverly planning the annual lifetime bonus. From the effective date of the contract, you can receive a dividend equivalent to 9% of the basic insurance amount of the main insurance every year, with high return frequency and stable cash flow every year, meeting the investors' sustained and steady financial needs. And the blessing money will continue to be collected for life. The longer you live, the more you get, which helps to alleviate the growing risk of longevity. In addition, the down payment can be collected on the effective date of the contract, that is, when the goods are delivered, so as to enjoy the benefits quickly. 2 Clever: 70 years old, you can also get a birthday bonus according to the total premium paid by the main insurance, which is equivalent to getting back the principal at one time, ensuring the safety of funds. At the same time, the 70-year-old is in the middle of retirement, and getting a birthday gift can supplement the pension reserve and ensure that the quality of retirement life will not decline. 3 Jojo: Jojo's value-added compound interest accumulated dividend main insurance participates in the company's dividend every year. The company determines the dividend plan according to the business operation status of dividend insurance every year, and customers can share the company's operating results and enjoy the benefits. If you don't receive the blessing money, birthday money and bonus immediately, you will automatically enter the survival fund accumulation account and bonus account, and accumulate interest with compound interest every year, so that the money can continue to generate money and can be withdrawn at any time. Flexible account management avoids the idle and depreciation of funds and makes the snowball of wealth bigger and bigger. 4 Qiao: Qiao's risk-prevention financial plan not only provides survival protection, but also provides death risk protection. If the insured dies unfortunately, he will get death insurance money to ensure the interests of customers. 5 Clever: Clever care, suspicious care and care. If the insured is unfortunately suffering from a serious illness stipulated in the contract, he can also get a caring fund equal to the blessing fund every year, which reflects Hong Xin's humanistic care for customers and helps the insured recover as soon as possible. 6 Joe: Clever humanistic care and exemption. This plan has specially added the humanized premium exemption function for critical illness. If the insured unfortunately suffers from a serious illness as agreed in the contract, all unpaid premiums after the financial plan will be exempted, and all insurance liabilities will continue to be effective, reducing the economic burden of the insured and ensuring that customers can enjoy the benefits brought by the "Hong Xin" for life. 7 Clever: Deliberately specify the date of the gift. For the amount in the accumulated account of survival fund, customers can not only choose to withdraw it at any time, but also set their own collection plan. Customers can specify the date and amount of annual withdrawal. After completing the relevant formalities, the company will automatically transfer the required amount to the customer's personal bank account on the date specified by the customer every year, so that the customer can enjoy more convenient and caring services. The designated date can be birthday, wedding anniversary, school day, etc. Through the setting of designated day transfer, the beneficiary will receive a special gift on a specific day every year. This ingenious functional design also makes this insurance money more meaningful. 8. Joe, one generation of investment, two generations of income.