How can Xinhua Life Insurance be healthy and worry-free?

Two years ago, the insurance industry underwent a major reform. Before we talked about insurance, most people came into contact with insurance mainly about financial management. Most of them have different names, such as annuity insurance and education insurance, but there is not much difference in essence, and they all focus on investment and financial management. However, since China Banking Regulatory Commission and China Insurance Regulatory Commission merged into China Banking Regulatory Commission, the essence of insurance has been redefined and emphasized: it must be based on protection! Various kinds of health insurance, such as critical illness insurance and high-security medical insurance, have been introduced one after another. Most of them have been properly adjusted on the basis of the original types of insurance of various companies, either increasing the number of diseases covered, increasing the scope of protection, reducing the premium, or broadening the scope of insurance. The medical care of Xinhua Life Insurance Company is such a typical insurance. Today, let's take a look at how Xinhua Life Insurance is healthy and worry-free.

Worry-free health is the name of a critical illness insurance. From the name, it can be seen that it is specially designed to protect the health of the insured. Worry-free health is the first generation of worry-free health series products. Worry-free health generation is divided into worry-free health A, worry-free health B and worry-free health C, which provide protection for people with different needs. The contents of insurance are basically the same, and the main differences are the way of protection, the number of years of protection, the way of payment, and whether the premium is returned or not.

In addition to the first generation of Healthy Worry-Free A, Healthy Worry-Free B and Healthy Worry-Free C, the second generation of Healthy Worry-Free C, the main product, was upgraded to Healthy Worry-Free C 1. This is similar to the upgrade of our mobile phone system and mobile APP. There are almost no big changes, but there are many small changes. There are nearly 40 diseases in health care C 1, and the insurance payment methods are more diverse, which means wider coverage.

After the second generation product, Health Worry-Free C 1, it was replaced by Health Worry-Free Edition. On the basis of the second generation of C 1, the biggest change is that the premium can be paid one year less. Xinhua's specific cardiovascular and cerebrovascular diseases can be attached to the main insurance, and the applicant's exemption has one more choice.