Whether Alipay's critical illness insurance is reliable depends not only on the underwriting content, but also on the insurance company:
1, health and welfare terms: it is a healthy product of PICC. PICC Health Insurance Company belongs to PICC Group. PICC is the first insurance company established in New China with a long history. It is a state-owned holding company. Later, with the growth of the company, it was split into PICC Life Insurance, PICC P&C Insurance, PICC Health Insurance and many other insurance companies. Although PICC health insurance is not as much as PICC P&C insurance and life insurance network, it has branches in provincial capitals.
2. Good health and lifelong happiness: Guohua Life Insurance was established in 2007 and has branches in many places, including Shanghai, Beijing, Tianjin, Liaoning, Chongqing, Sichuan, Shanxi, Hunan, Qingdao, Shenzhen, Anhui, Henan, Hebei, Zhejiang, Shandong, Guangdong, Jiangsu, Hubei and other 18 provinces.
3. One-year health benefits: Cathay Property Insurance was established in 2008. Later, Mababa invested 65.438 billion yuan in Cathay Property Insurance, holding 565.438+0% of Cathay Property Insurance.
From the background of the three companies, they are all approved by the China Banking Regulatory Commission. You know, insurance licenses are still hard to get. Not only are there strict capital requirements, but if an insurance company loses money, it will also start the insurance reserve fund (the reserve fund invested in the China Insurance Regulatory Commission before the establishment of the insurance company), which will not damage the policy rights of consumers. The claim is not for Alipay, but for the insurance company. From the company background, Alipay's critical illness insurance is more reliable.
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