Personal tax excellent health insurance allows "sickness insurance" to solve the problem of insufficient medical expenses.
According to the data released by the China Insurance Regulatory Commission, the premium income of commercial health insurance in the first half of the year was 2012,458.8 billion yuan, a year-on-year increase of 39.53%. Since 2009, commercial health insurance has paid more than 240 billion yuan, and accumulated medical insurance funds for policyholders have exceeded 350 billion yuan. It is understood that although the development of commercial health insurance has eased the pressure of basic medical insurance, the development of commercial health insurance, as an important part of the medical security system, has been lagging behind and its role is limited, which is a shortcoming in the universal medical insurance system. For the strategy of medical insurance reimbursement, I just sorted out the relevant contents, hoping to help you: how to use social security medical insurance? 1. Teach you how to apply for reimbursement!
The "Interim Measures" clarified the product form of personal tax-excellent health insurance. It is stipulated that personal tax-excellent health insurance products adopt universal insurance, including medical insurance and personal account accumulation. "Personal tax premium health insurance is designed as medical insurance, which further solves the shortage of medical expenses in basic medical insurance and supplementary medical insurance through personal tax premium policy." The relevant person in charge of the China Insurance Regulatory Commission said. In addition, the "Interim Measures" stipulates that the medical insurance part is used to compensate the insured's medical expenses after the basic medical insurance and supplementary insurance compensation. The accumulation of personal accounts can only be used to purchase commercial health insurance and medical expenses after personal retirement.
To sum up, personal tax-excellent health insurance allows "sickness insurance" to solve the problem of insufficient medical expenses. The above content is introduced here, hoping to bring help to everyone.
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Insurance instructions! What are the good critical illness insurance recommendations for the difference between health insurance and critical illness insurance? I just sorted out the relevant contents, hoping to help you: take stock of the "worth buying" critical illness insurance of the top ten insurance companies!
Today, with the rising medical expenses and the rising incidence of various diseases, individuals need to buy a suitable health insurance for themselves in advance to resist the invasion of disease risks. There are many kinds of health insurance on the market, mainly including critical illness insurance and medical insurance. Consumers should distinguish between health insurance and critical illness insurance when purchasing, and make reasonable choices according to their specific health protection needs and financial situation.
Dry goods! How to improve the planning of family health insurance
There are 206 bones, 8 systems, 36 important organs and 23 trillion cells in the sick human body. In addition to hair, there is also the possibility of lesions. There are only two ways to end a person's life: one is called accident, and the other is called disease. According to scientific statistics, the probability of people suffering from major diseases in their lifetime is as high as 72. 18%. Here's how to plan family health insurance.