Generally speaking, medical insurance should be configured before purchasing commercial medical insurance. Medical insurance is the most basic guarantee, with the characteristics of low threshold and low price. Commercial medical insurance is a supplement to medical insurance. For items that cannot be reimbursed by medical insurance, millions of medical insurance can be reimbursed, such as high-end treatment and special treatment.
There are many kinds of medical insurance, such as millions of medical insurance, hospitalization medical insurance and cancer prevention medical insurance.
Let's talk about these three in detail:
1, millions of medical insurance
Millions of medical insurance is suitable for most people, because the reimbursement is high, but the price is very low. At the same time, it does not limit the types of diseases to be reimbursed. The annual premium is only a few hundred yuan, but it is really cost-effective to get millions of reimbursement. In addition, it also contains a very comprehensive security content, such as bed fee, nursing fee, operation fee, medicine fee, material fee and so on. , can be reimbursed.
Let's analyze three popular millions of medical insurance on the market:
Combine the pictures and make a brief comment.
(1) Good medical insurance: 6-year guarantee renewal, not many products have such good renewal conditions. During the 6-year period, you can renew your insurance regardless of whether you have made claims, changed your health or stopped selling your products.
(2) Enjoy E-health: increase postoperative home care, special medical services for cancer, and increase the option of family deductible.
(3) Micro-medical insurance: International value-added services for secondary diagnosis and treatment have been added.
As can be seen from the above, each product has its own unique advantages. When choosing products, you should choose according to your own needs.
In addition, there are many millions of medical insurance products with high cost performance. If you are interested, you can click on the original text to see: What are the good medical insurance recommendations? 20 Best-selling Medical Insurance Inventory in 2020
2. Hospitalization medical insurance
Low deductible and low reimbursement are the main characteristics of this kind of medical insurance. This kind of insurance is mainly used for outpatient reimbursement, generally for babies under 5 years old or the elderly. Because children and the elderly have weak immunity and are more prone to minor illnesses, relatively speaking, this insurance can play a role in them.
3. Cancer medical insurance
Because the maximum insured age of million medical insurance is about 60 years old, the elderly can't be insured, but they can be insured against cancer.
Cancer medical insurance only pays for hospitalization or special outpatient treatment caused by cancer. This kind of insurance does not require much for age and health. It is more suitable for people who are older or have some diseases.
This price is greatly influenced by physical fitness and age. Here are several anti-cancer medical insurance products with higher cost performance and better protection. If necessary, you can have a look: What are the good medical insurance recommendations? 20 Best-selling Medical Insurance Inventory in 2020