Kunlun Health Insurance has also launched some cost-effective products in recent years. Below, I mainly analyze the critical illness insurance and medical insurance.
Comparative analysis of 1 and Kunlun health critical illness insurance
Defender 3 is a critical illness insurance product that does not pay multiple payments in groups, and is underwritten by Kunlun Health. Let's see how it compares with other hot-selling critical illness insurance on the market.
Draw a direct conclusion:
If you want to ensure comprehensiveness: Guardian 3? Worth considering. Not only do you pay for serious illness without grouping, but you suffered from serious illness in the first 15 years, and you can also lose 50% more insurance coverage. The price is also the cheapest among the serious diseases that are not grouped.
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If you pursue cost performance: can you consider grouping serious diseases? Hongkang times. Times? And then what? A hundred years of super insurance, but twice as many suffered from serious illness in the first two years, and can only compensate for medical expenses, which can be made up in one year.
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If you value cancer, cardiovascular and organ transplant protection: Ruihua Baccarat? These three diseases can be paid twice, and the interval between cardiovascular and organ transplantation is only 1 year.
2. Comparative analysis of Kunlun health insurance
I chose several million medical insurance policies with 6-year renewal and two other one-year million medical insurance policies for comparison. Let's see:
Draw a direct conclusion:
In contrast, the basic protection of personal medical insurance of Kunlun Health Super Insurance is ok, and the price has certain advantages, but there is a lack of purchased drugs in value-added services.
Want comprehensive protection: Zhongan enjoys E-Life 2020, with better protection and lower price. Although E Sheng is a one-year product, it has sold a lot in the past few years and is unlikely to stop selling, which is worth recommending.
If we pay attention to cost performance, it is very advantageous to keep a good medical insurance price. After the expiration of the 6-year guarantee period, even if the product is discontinued, we can renew other medical insurance products without health notification. Super-insurance personal medical insurance has basic guarantee and relatively cheap price, which is also worth considering.
If the body is abnormal: the health notification of micro-medical insurance for long-term medical treatment is relatively loose, which will have some advantages in disease insurance. You can try this product if your body is abnormal.
PS:
The products in the above table have been evaluated in detail in official website. Welcome to official website.