1. Medicare national health care Australia's health care plans can be divided into two types: government and private. All permanent residents in Australia are covered by the government medical insurance plan, and the government pays all or most of the medical expenses. Australia implements comprehensive health insurance in 1984, and the government pays most of the medical care costs. Although it is free, there are also people who come first and then queue up, depending on the symptoms and so on.
There are two types of hospitals in Australia: public hospitals funded by taxpayers and managed by state governments and private hospitals funded by individuals. If Shang Ruo is treated in a public hospital, the government will pay 100% of the cost. You can also choose a noble private hospital, but you must bear the difference outside the medical insurance. If private medical insurance is purchased, the insurance company will pay the full difference according to the corresponding policy, provided that the private hospital is agreed. If you go to an informal hospital.
2. Interest-free loans for higher education University tuition is an interest-free loan from the government, which will be repaid when you find a job after graduation. There is no interest on the loan, and if the minimum wage set by the government is not met, there is no need to repay the loan. I don't know much about this project. I checked and found that most of them need citizens or permanent humanitarian visas (refugees) to apply. It is said that too many Asians (mostly from China, Hongkong or Chinese mainland) left Australia after finishing their studies and failed to repay their education loans. Later, the government found that it could not afford the injury, so it changed. I really don't know what to say-
3. Baby bonus (family tax preferential a & amp； B) Each child can get a one-time childbirth allowance of 5,000 Australian dollars (now it is not a one-time payment, but it is paid every two weeks 13 times) to help add daily necessities to the newborn. After the birth of a child, according to the difference of family income (the higher the family income, the less the welfare, and only the basic rate after exceeding a certain amount), the government gives milk money to every family every two weeks until 18 years old. After 18, you can also enjoy the student allowance until you are 24 years old. Reference data:
Family tax benefitsa
Maximum rate->; Annual: $4,905.60 before 13 years old; 13- 15 years old exceeded 6 16 1.20 dollars, and then it was only more than 2,000 dollars.
Basic interest rate->; 65438+2062.25 USD under 8 years old, 18-24 years old 25 18.50 USD.
Family tax benefits b
Maximum rate->; Full-time students under 5 years old, 3909. 15 USD, 5- 15 or 16- 18 USD, 2832.40 USD. Infant vaccination allowance (maternity vaccination allowance), children can get an allowance after all the vaccines are vaccinated as required, 25 1 USD per person; -) In addition, there are childcare allowance and childcare rebate, which are all expenses related to childcare. The above items can be found on the website of Centrelink. After logging in, you can make self-inquiry through the online system of the website. All the above benefits are tax-free; -)
4. Education allowance Australia implements 12 free compulsory education, and tuition fees for children from primary school to high school are free. Public schools are free. Elite schools need to be tested, and private schools are extremely expensive. Basically, children in China either go to a good public school by the school district or get stuck in an elite school. Do you know why the housing prices in Chinese communities are expensive?
5. New Starting Point Allowance In Australia, anyone who is temporarily unemployed due to non-strike can apply for unemployment benefits from the Social Welfare Bureau as long as he proves that he still has the will and ability to work, and he must be 18 years old, male under 64 years old and female under 59 years old. Unemployment benefits are paid every two weeks, about 330 Australian dollars per person every two weeks, and the amount ranges from 474 to 625 Australian dollars according to personal circumstances. Anyone within working age who is able to work and willing to work but can't find a job can get it, but new immigrants have to wait two years before they can apply.
6. Pensions are funds paid by enterprises as stipulated by local governments. According to Australian law, companies must pay 8% to 9% of employees' wages. Men over 65 years old and women over 60 years old, who have lived in Australia for 10 years or more, can receive pension checks from the government every month. Pensions are adjusted annually according to the price index. At present, the basic rate is about 600 per month and about 670 Australian dollars every two weeks (with additional pension bonus scheme). In addition, the elderly can enjoy free transportation, and most amusement places also offer half-price concessions to the elderly. Whether you can get a pension and how much you can get depends on the income and assets of the relevant personnel, and at the same time, you must meet the requirements of living conditions. Residents who receive pensions in Australia can also get preferential medical drugs and other health care benefits. Other benefits provided by the government to pensioners include reduced transportation fees, local taxes, electricity charges and car registration fees. Pension, English Superanuation, 9% is the minimum amount stipulated by law, and the pension for employees of government agencies and universities is higher, 15%- 19% or even higher. Usually managed by a third-party company, you can choose to invest in financial derivatives such as stocks and funds to add value. Of course, capable people (mainly tax returns) can manage themselves-
7. Other allowances: assistance for work, education and training, child care expenses. Allowances provided to parents who are undergoing employment training, looking for a job or working are used to pay for child care expenses. Parenting money can only be collected after two years of registration. Children's parents subsidize disability support pensions, those who are physically, intellectually or mentally impaired, the blind (in a broad sense, the disabled in China) who are temporarily unable to work due to illness, and learners (immigrants have a two-year waiting period) who need wheelchairs. It is often seen in Australia that people who need wheelchairs and electric cars are as confident and enjoy life as ordinary people in shopping malls. This is too difficult to achieve in China at present. -_-carer payment/ allowance/allowance added to those who need to take care of their families at home for a long time. Allowance for receiving qualification education or full-time apprenticeship (new immigrants have a waiting period of two years) Youth allowance is a temporary special allowance for young people who are still studying, a crisis allowance for those who can't earn enough money to support their lives and have children, and a one-time allowance for those with special financial difficulties.