Because the health information of health insurance will be stricter, people with diseases must tell the truth when they apply for insurance. How important is the obligation to tell the truth? Dad, this article tells you the importance of the obligation to tell the truth.
1. How to insure gastric ulcer and duodenal ulcer?
Gastric ulcer is to protect the mucosa of the stomach from damage, much like duodenal ulcer after gastric acid erosion.
If you have stomach or duodenal ulcer, if you have had an operation and the effect is good, it is not a total gastrectomy, and there are no abnormalities such as anemia. There are still many products to choose from.
If it is cured for more than half a year and Helicobacter pylori is cured, many products can be directly insured.
Generally speaking, it is not difficult to get insurance as long as the gastric ulcer is cured.
In addition, 70% patients with gastric ulcer are infected with Helicobacter pylori (HP). After drug treatment, HP turns negative, and normal underwriting will be easier.
HP is a kind of bacteria distributed in gastric mucosa, which can secrete toxins and cause stomach inflammation, ulcer, tumor and other diseases.
If only HP is positive during physical examination and there are no other symptoms such as gastritis and gastric ulcer, most of them can be underwritten normally.
Second, dad's summary
When choosing products, you should insure more and choose more, so it is easier to choose the products that suit you and get greater protection.