The latest edition of Sunshine Love Health is 2020, which is also divided into personal edition and family edition. There are many kinds of millions of medical insurance on the market now. How to choose the product that suits you? Let's take a look at this evaluation article "Various Millions of Medical Insurance Evaluation: How to Choose Millions of Medical Insurance?" 》
Let's take a look at this 2020 version of the product:
First, the main guarantee content of Sunshine Love Health 2020 Edition
1, general medical insurance 3 million, 100 major diseases 6 million. Deductible 1 1,000 yuan, after social security reimbursement 1 1,000%, without social security reimbursement 60%.
2. The medical deposit of proton heavy ion is 3 million yuan, which can be reimbursed 100%.
3. Hospitals are limited to public hospitals of Grade II and above. If you need extra special care, you should pay attention to the scope of available hospitals. Hospitals are limited to the intensive care department and the international department +VIP department.
4. Sunshine Love Health 2020 does not guarantee renewal, but will not refuse renewal because of changes in the health status of the insured or historical claims. Moreover, there is no need to review the renewal, and the renewal conditions are good.
However, Sunshine Love Health 20.2 million medical insurance has a disadvantage, that is, value-added services lack purchased drugs. If all purchased drugs are borne by the insured, the economic burden will not be small.
Second, dad's summary
Millions of medical insurance is a highly leveraged insurance, which can leverage a small amount of money to leverage a large amount of insurance. Its protection content is the most worrying risk of serious illness, which is very practical. Dad suggested that when choosing a million medical insurance, it is equally important to pay attention to whether the renewal conditions are stable in addition to comparing the coverage content.