Hello! Since the implementation of the commercial auto insurance rate reform, car owners have purchased PICC auto insurance, and the vehicle has 1 accident during the annual insurance period, and the premium in the second year will not be discounted or increased. If you drive carefully, you can enjoy a 15% discount in the second year if you don't have an accident within one year; 30% discount if you don't get out of danger within two years, and 60% discount if you don't get out of danger within three years. However, if the vehicle is out of danger twice in one year's insurance period, the premium will increase by 25% in the second year. For every accident, the premium will increase by 25% on this basis, which will bring you greater losses. For car owners, you can choose online policyholders to insure auto insurance, so that you can enjoy certain premium concessions. As a partner of the company, it is worthy of your trust.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.