Premium calculation of Huaxia medical insurance

It is a foregone conclusion that Huaxia Medical Insurance will be removed from the shelves on June 30th. There should be similar new products to replace it.

Matching rules of main insurance types and premium requirements:

1. Matching rules: this type of insurance must be sold in combination with other main risks; Customers who own the products of Fulinmen series, colorful life series and evergreen series that have taken effect and have passed the hesitation period can take out this insurance separately; This type of insurance can also be insured at the same time with other matching main risks, which can be matched as follows:

(1) Fulinmen series: Fulinmen (20 15 platinum edition), Fulinmen (diamond edition), Ruyilai;

(2) Color Life Series: Color Life (exclusive edition), Color Life A and Color Life;

(3) Evergreen tree series: evergreen tree (20 15), healthy life, Huaxia Fu;

2. The premium requirements of the same policy as the first phase after the conversion of the main insurance (excluding gold housekeeper and peace of mind, etc.). ) as follows:

(1) The payment period exceeds 10 years (inclusive).

Annuities such as Fulinmen or colorful life series (including Huaxia Red), 10000 yuan/year; Evergreen series and other serious diseases (including Huaxia Fuduo Edition), 3000 yuan/year.

(2) The payment period is less than 10 years.

Annual premium × (payment period/10)≥ 10000 yuan/year.

Annual premium × (payment period/10)≥3000 yuan/year.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.