Can sick people buy insurance?

Answer the subject's question first. People who are already sick still have a chance to buy insurance.

However, the senior sister also wants to tell everyone that not all insurance can be successfully insured for those who want to be insured despite illness!

What kind of insurance can the insured insure, etc. Should be based on the actual health and insurance needs of the insured.

In view of this situation, the following senior students will talk about the topic of disease insurance and tell you something about it.

Before that, if you don't know about insurance, you can read this article carefully:

Super full! Everything you want to know about insurance is here.

1. sickness insurance analysis

Generally speaking, the physical health of the insured has an impact on insurance, mainly health insurance, especially critical illness insurance and millions of medical insurance.

This is because health insurance is based on the health of the insured, and the probability that people who already have diseases may cause claims is relatively higher than that of healthy people.

Then those who want to take out insurance in spite of illness must choose suitable insurance products according to their actual needs and physical health, such as giving priority to insurance products with loose insurance conditions.

Considering the length of the article, for those who want to apply for sickness insurance, don't miss the following article:

Remember these five steps, so as to insure against illness smoothly!

2. Analysis of matters needing attention in sickness insurance

Taking health insurance as an example, friends who take out insurance in spite of illness need to pay attention to many things, such as what insurance is appropriate to buy and how to inform them through health insurance.

Taking health notification as an example, applying for health insurance must face this barrier, but the small partners who are insured with illness may not meet the corresponding conditions; If it does not pass smoothly, you can also apply for insurance through the underwriting process.

In any case, friends must also keep in mind a principle, that is, to tell the truth according to the principle of "answering questions, not asking questions"!

At the end of the article, if you still have questions about health notification, you can refer to the following article:

What are the tips for health notification when applying for insurance?

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