How to promote the development of health and family planning medical dispute insurance

Legal analysis: the health and family planning department emphasizes that at present, the development of medical liability insurance faces a rare opportunity. We should fully understand the important position and positive role of medical liability insurance in preventing and resolving medical disputes, improving the level of medical risk management and developing modern insurance service industry, enhance the initiative and consciousness of promoting the development of medical liability insurance, and continuously improve the work level. We should continue to cooperate with the National Health and Family Planning Commission and other departments, actively promote the development of medical liability insurance, and better serve the construction of a good medical order and harmonious doctor-patient relationship.

1. Strengthen communication and cooperation to form a joint force to promote the development of medical liability insurance. Cooperate with relevant departments to revise the Regulations on the Prevention and Handling of Medical Disputes to further optimize the legal environment for the development of medical liability insurance; The Insurance Regulatory Bureau should strengthen communication and cooperation with local governments, and strive for local governments to promote the development of medical liability insurance through government purchase, policy guarantee and platform construction.

2. Intensify efforts to promote insurance companies to improve the specialization of medical liability insurance. Guide insurance companies to strengthen product and service innovation to meet the needs of doctors and patients in many aspects; Improve the design of relevant clauses of medical liability insurance and continuously improve claims service; Supervise insurance companies to actively participate in all stages of medical dispute mediation, and improve the ability and level of dispute handling.

3. Accelerate the promotion of experience and promote the sustained and healthy development of medical liability insurance. The Insurance Regulatory Bureau should conduct in-depth investigation and study, strengthen experience summary, and accelerate the pilot promotion; Guide insurance companies to increase investment, actively introduce and train professional and technical personnel, do a good job in risk management and insurance services, and promote the sustainable development of medical liability insurance.

Legal basis: People's Republic of China (PRC) Basic Medical Care and Health Promotion Law.

Article 5 Citizens have the right to obtain basic medical and health services provided by the state and society according to law.

The state establishes a basic medical and health system, establishes and improves a medical and health service system, and guarantees and realizes citizens' right to obtain basic medical and health services.

Article 6 People's governments at all levels should give priority to people's health, integrate health concepts into all policies, adhere to prevention first, improve the health promotion system, organize the implementation of health promotion plans and actions, promote national fitness, establish a health impact assessment system, and incorporate the improvement of citizens' main health indicators into the government target responsibility assessment.

The whole society should care about and support the development of medical and health undertakings.

Seventh the State Council and local people's governments at all levels shall lead the work of medical care and health promotion.

The competent department of health in the State Council is responsible for the overall coordination of national medical care and health promotion. Other relevant departments in the State Council are responsible for medical care and health promotion within their respective functions and duties.

The health authorities of local people's governments at or above the county level shall be responsible for the overall coordination of medical care and health promotion within their respective administrative areas. Other relevant departments of the local people's governments at or above the county level shall be responsible for the relevant medical and health promotion work within the scope of their respective duties.