Let me analyze them one by one and recommend several accident insurances with the highest cost performance at all ages.
First, adult accident insurance, look here.
China life insurance. Adult accident insurance
It is a product of a large company, and the restrictions on hospitals are relatively loose. As long as it is a second-class or above hospital, both public and private hospitals can reimburse the unexpected medical expenses, with 0 free compensation and 100% reimbursement within social security.
However, the medical insurance for accidental injuries of this product is relatively low, with a maximum of only 20,000. It is more than enough for small accidental injuries.
Second, child accident insurance, look here.
China is safe. Little urchin.
Ping An urchin is the best-selling accident insurance for children at present. Every year, 60 yuan can buy 200,000 insurance coverage, 6,543.8+0,000 accident medical allowance and compensation for death and disability in traffic accidents.
The cost performance is very high, and it is also a product of Ping Company, which is worth considering. For more affordable accident insurance for children, please see:
10 The most worthwhile child accident insurance inventory!
Third, accident insurance for the elderly. Look here.
China is safe. Accident insurance for the elderly.
The biggest advantage of Ping An Health Insurance is that the medical insurance for accidental injuries is high, and it is not limited to 90% of social security reimbursement, but also includes accidental hospitalization allowance and fracture and dislocation allowance, which is quite comprehensive.
It is worth mentioning that health insurance benefits pay for the isolation death and disability of middle-aged and elderly people, and pay 50,000 yuan for accidental death. The disability liability is 654.38+10,000,200,000 and 300,000, and the strength is leveraged.
The above is my experience in purchasing accident insurance for many years, and I hope it will help you.