Insured: born 28 days to 65 years old, in good health;
Corning Life's additional critical illness insurance covers 27 kinds of critical illness, including not only
Including malignant tumor, acute myocardial infarction, apoplexy sequelae, major organ transplantation or hematopoietic stem cell transplantation, coronary artery bypass grafting (or coronary artery bypass grafting), end-stage renal disease (or uremia stage of chronic renal failure), acute or subacute severe hepatitis, benign brain tumor, decompensated chronic liver failure, encephalitis sequela's or meningitis sequelae, deep coma, deafness in both ears, paralysis, heart valve surgery, severe Alzheimer's disease, severe brain injury, Severe Parkinson's disease, severe third-degree burns, severe primary pulmonary hypertension caused by blood transfusion, severe motor neuron disease, language loss, severe aplastic anemia, aortic surgery, end-stage lung disease, muscular dystrophy, multiple sclerosis.
Human immunodeficiency virus infection, etc.
Whole life insurance Insurance Liability of Corning Life Insurance;
1. If the insured dies or is totally disabled (see 7. 1) within one year from the effective date (or the final reinstatement date) of this contract, we will pay the death or total disability insurance premium according to the paid premium (excluding interest) and terminate this contract;
2. If the insured dies or is totally disabled due to non-accidental injury in the second year from the effective date (or the final reinstatement date) of this contract, we will pay the insurance premium at 1 15% (excluding interest) of the insurance premium for death or total disability, and this contract will be terminated;
3. If the insured dies or is totally disabled within two years after the effective date (or final reinstatement date) of this contract due to accidental injury, whichever is later, we will pay the death or total disability insurance premium according to the basic insurance amount, and this contract will be terminated.
4. The payment of the insurance benefits listed in this contract is limited to one time, and we are only responsible for paying the insurance benefits for the first insurance accident that occurs within the validity period of this contract. The time when the insured accident occurs is the time when the insured dies or is totally disabled.
Additional critical illness insurance responsibilities of Corning Life Insurance:
If the insured suffers accidental injury or serious illness two years after the supplementary contract comes into effect, we will pay the critical illness insurance premium of twice the basic insurance amount, and exempt the premiums payable in each period of the main contract after the occurrence of serious illness. This humanistic design not only allows you to get enough treatment expenses in time and concentrate on treating major diseases, but also completely relieves the compensation pressure in the main contract, so that you can continue to enjoy the lifelong death and total disability protection provided by our company for free.
Product characteristics
◆ Lifelong guarantee: one choice, lifelong companionship. No matter what happens, you have a sense of security and safety in life.
◆ Free of premium: once you get sick, reduce the pressure of policy payment.
◆ Wide insurance coverage: People aged 0-65 who are in good health can be used as the insured to meet the insurance needs of different age groups.
Stable finance, comfortable solution
◆ Policy loan: If you are in urgent need of liquidity, you can also get a loan from China People's Life Insurance Co., Ltd. by virtue of the policy to solve your urgent need.
◆ Deduction settlement: If your personal financial planning changes, you can apply for deduction settlement.
Automatic prepayment: If you can't pay the insurance premium and interest on time, you can apply for automatic prepayment.
Kangning life high security
◆27 kinds of major diseases are guaranteed for life, and they are completely disabled.
◆ Major diseases can pay up to 2 times of the basic insured amount.
◆ The maximum compensation for death or total disability is 3 times of the basic insurance amount.
Design of caring for human nature
◆ There are five payment methods to choose from.
◆ The main insurance premium can be exempted after the occurrence of serious illness.
◆ It has many additional functions such as automatic payment, fee reduction and exemption, policy loan, etc. To facilitate financial planning and ease the financial pressure.
There is a lot of wealth in life, such as affection, love, friendship and money ... but health is the foundation of all wealth, and Corning Life will protect your health all your life!
This product of Corning Life Insurance is the main product of PICC. It is well designed and suitable for people of all ages (28 days -65 years old). Of course, what I want to say is that the sooner you buy insurance, the better, the cheaper the payment, and the longer the protection!
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.