Health insurance is generally divided into medical insurance and critical illness insurance. Under the new regulations, we have evaluated more than a thousand critical illness insurance products and screened out the best ten critical illness insurance products on the market. The new definition of serious illness ranking is announced! The first place is it! 》
1, medical insurance
It refers to an insurance in which both parties agree on medical expenses as a condition for paying insurance benefits. When the insured falls ill or has an accident, the insurance company needs to compensate the insured with a corresponding proportion of insurance money according to the agreement. The coverage includes: medical expenses, hospitalization expenses, operation expenses, medical equipment expenses, nursing expenses, etc.
2. Sickness insurance
This kind of health insurance mainly guarantees the serious illness of the insured, and the insured pays the insurance premium in advance. If a serious illness occurs during the insurance period, the insurance company must pay the insurance amount in one lump sum. Usually, the insurance amount of such policies is relatively large.
Under the new regulations, we evaluated more than a thousand critical illness insurance products, and screened out the ten best critical illness insurance products on the market. The new definition of serious illness ranking is announced! The first place is it! 》
3. Income security insurance.
It refers to an insurance in which the insurance company must pay the insurance premium in installments within a certain period of time in accordance with the agreement when the insured loses the ability to work due to accidental injury or illness and loses or reduces income.
4. Long-term care insurance
It refers to an insurance that the insurance company provides nursing guarantee and economic compensation when the insured loses the ability of daily living or is sick in old age. The insurance scope is divided into four levels: medical care, intermediate care, nursing and home care.
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