How to buy health insurance for yourself

Health insurance mainly includes sickness insurance, medical insurance, disability insurance and nursing insurance. Health insurance suitable for ordinary people is critical illness insurance and medical insurance. Before the formal introduction, friends who don't know much about health insurance can read this article first: Is it necessary to buy health insurance? These routines must be paid attention to!

1, critical illness insurance

Critical illness insurance mainly covers major diseases, such as malignant tumor, severe acute myocardial infarction and sequelae of severe stroke. Some products will also cover the protection of mild and moderate diseases. With the continuous improvement of medical technology, many severe cases have the possibility of being cured, but the high treatment cost often becomes a roadblock for patients to recover.

If there is critical illness insurance, the insurance company will pay the compensation amount agreed in the contract when the insured suffers from a major disease agreed in the contract and reaches the compensation standard. The money is unlimited, which can not only be used for treatment and recuperation, but also compensate the income loss of patients during their illness. Senior sister has compiled a list of critical illness insurance with super high cost performance. Friends who are interested in insurance may wish to refer to it: the top ten popular critical illness insurance markets worth buying.

2. Medical insurance

At present, the reimbursement rate and coverage of national medical insurance are limited, which can not provide us with comprehensive protection. Medical insurance can reimburse reasonable medical expenses within the scope stipulated in the contract, so it can be a powerful supplement to medical insurance.

General medical insurance includes micro-medical insurance and millions of medical insurance. Micro-medical insurance mainly helps us solve the problem of medical reimbursement for minor illnesses such as colds and fever. Millions of medical insurance reimbursement can reach millions, which can effectively help us solve the problem of reimbursement for serious illness. Some excellent millions of medical insurance will also bring their own value-added services such as green channels, which can help us solve the problem of expensive and difficult medical treatment. Therefore, senior sister suggests that you configure millions of medical insurance. Sister Xue took stock of thousands of cost-effective medical insurance policies. You can refer to it: the latest 10 million medical insurance rankings are freshly released!

Hope to adopt!

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