Among them, friends who want to know about Taiping Chao E Insurance 202 1 medical insurance can read this article:
Want to buy 202 1 medical insurance for Taiping Chao e-insurance? It will be clear after reading this article!
Patients with chronic diseases can get the protection of Taiping Chao E Insurance 202 1 Chronic Medical Insurance, because it is specially prepared for them, and they can also be insured when they are sick, and people with poor health can get more from it!
So what benefits can this insurance bring us? What are its advantages and disadvantages? Is it really worth it? Senior sister is coming to eat steak today.
It's no use talking more. Taiping Chao e Bao 202 1 The product form diagram of chronic medical insurance is coming:
In terms of general medical care, malignant tumor medical care and specific drugs for malignant tumors, Taiping Chao E Bao 202 1 chronic disease medical insurance provides protection, and the insurance liability is clear. Let's take a closer look and see what advantages this product has:
& gt& gt& gt Taiping Chao E-Insurance 202 1 Chronic disease medical insurance provides emergency medical treatment for 30 days after hospitalization.
Let's take a look at what is outpatient and emergency medical care before and after hospitalization.
The outpatient and emergency medical treatment before and after hospitalization can be understood as the need to go to the outpatient and emergency department for examination or diagnosis before hospitalization, and may go back to the outpatient and emergency department for re-examination after discharge, so the reasonable outpatient and emergency expenses incurred within the time period stipulated in the contract can be reimbursed!
More than half of the millions of hospitals in the market generally arrange 30 times of emergency medical treatment before and after hospitalization, while Taiping Super E Insurance 202 1 chronic medical insurance is better, providing 30 times of emergency medical treatment before and after hospitalization!
For example, Wang Mai Jr. bought a million medical insurance that only provided 30 emergency treatments before and after hospitalization, and Xiao Li bought this Taiping Super E-Insurance 202 1 chronic medical insurance that provided 30 emergency treatments before and after hospitalization.
If Xiao Wang and Xiao Li are hospitalized on the same day because of the same disease, then Xiao Wang Can will only reimburse the reasonable outpatient and emergency expenses related to the disease 7 days before hospitalization and 30 days after hospitalization; Li Can Jr. reimbursed the reasonable outpatient and emergency expenses related to the disease 30 days before hospitalization and 30 days after hospitalization, so the reimbursement will be even stronger!
In this regard, Taiping Chao E Bao 202 1 chronic medical insurance is still on the side of consumers!
This article leads you to continue to understand the advantages of Taiping Chao E-insurance 202 1 chronic medical insurance:
What should I pay attention to in Super E-Treasure 202 1 (Chronic Disease Edition)? Depth analysis
After talking about the advantages, let's talk about the disadvantages of this Taiping Super E-Insurance 202 1 chronic medical insurance:
Insufficient point 1: Taiping Chao E Insurance 202 1 Chronic medical insurance is not guaranteed to be renewed.
The chronic medical insurance products of Taiping Chao E-Bao 202 1 only have a one-year guarantee period, and no guarantee renewal service is provided.
To put it simply, if the insured has physical problems, or the original insurance has stopped selling, under normal circumstances, we can't renew it, which means we have to take time to re-select a product suitable for our own situation, and we can't get the corresponding protection during the gap period!
It can be seen that this Taiping Super E-Insurance 202 1 chronic medical insurance is not guaranteed to be renewed, and it will not be reassuring to consumers.
Insufficient point 2: Taiping Chao E Insurance 202 1 Chronic disease medical insurance proton heavy ion medical insurance coverage is low.
Taiping Chao E Insurance 202 1 Chronic Disease Medical Insurance provides malignant tumor medical treatment with 0 deductible and an annual limit of 2 million yuan, of which 1 10,000 yuan is the annual limit of proton heavy ion medical expenses, and it is stipulated to pay in the same policy year. Proton heavy ion medicine is very important to us.
Proton heavy ions travel near the speed of light, forming rays. Only a small amount of energy is released at the front of the tumor to avoid damage to normal tissues as much as possible. When they reach the tumor site, they will release a large amount of energy to form an energy peak, thus killing tumor cells. Generally speaking, proton heavy ion therapy is aimed at malignant tumors and cancers. This therapy has the advantages of non-invasive, accurate irradiation, low toxic and side effects and high local tumor control rate. Compared with the previous cancer treatment, it is better, but it will cost you more medical expenses. Proton heavy ion medical expenses are covered by Taiping Chao E Insurance 202 1 Chronic Disease Edition, and only 65,438 can be reimbursed at most every year.
We should know that there are many millions of high-quality medical insurance products on the market, and the annual limit of proton heavy ion medical care is very high. For example, for example, Zhongan Million Medical Insurance 202 1, the annual reimbursement limit of proton heavy ion medical expenses is 6 million (shared with critical illness medical care * * *), and Taiping Super Medical Insurance 202 1 is lower than it.
To sum up, from all aspects, this million-dollar medical insurance is more suitable for sub-health people with chronic diseases. If such people don't have millions of medical insurance as a guarantee at present, you can consider this Taiping Super E-Insurance 202 1 Chronic Disease Medical Insurance.
If you are in good health, those who want to get more comprehensive insurance services can look at other millions of medical insurance products on the market, and the insured can get comprehensive protection from the medical insurance of Fuxing United Beyond Insurance 2020. The deductible can be reduced every year, and the renewal period is 6 years, which is quite good.
Friends who want to know about this product can poke this:
The expected comprehensive upgrade of Beyond Insurance 2020 has not been realized!
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