Can the insurance company find the outpatient records?

Insurance companies can check outpatient records. However, because inquiring about outpatient records involves personal privacy, the insurance company will conduct an investigation only after obtaining the authorization of the insured or the insured. The power of attorney is usually shown in the terms or the claim form filled out by the insured, and the insurance company can only inquire after the insured or the insured signs the power of attorney. And now doctors are registered in real-name registration system, which facilitates the inquiry work of insurance companies. In addition, insurance companies have cooperative relations with major hospitals, disease control centers and physical examination centers, and the records of medical treatment in these places can also be found in insurance companies. Especially when consumers apply for claims, insurance companies will check the health status of consumers, including checking outpatient records, to ensure that consumers do not hide important health information when they apply for insurance. It is worth noting that if consumers conceal their illness when they apply for insurance, insurance companies will not pay for related diseases. Moreover, medical institutions in China have kept outpatient medical records for not less than 15 years and inpatient medical records for not less than 30 years since the last visit of patients. So you can check the medical record of the insured, whether it is outpatient or inpatient.