1. Different business entities: the business entities entrusted with the management of health insurance are insurance companies, while the business entities of commercial health insurance can be insurance companies and insurance brokerage companies.
2. Different insurance responsibilities: The entrusted management business of health insurance is mainly to help enterprises or units manage employees' health insurance plans and provide health management services, such as physical examination, health consultation and disease prevention. Commercial health insurance provides the insured with medical expenses compensation, sickness allowance, hospitalization allowance and other insurance liabilities in the form of insurance contracts.