There are many health insurance products owned by China Life, and it is difficult to distinguish which one. In view of the variety of health insurance, we take the most typical critical illness insurance as an example. We take China Life's popular critical illness insurance product-Zunxiangfu Insurance Plan 2022 as a reference. This product covers serious diseases, mild diseases, specific diseases, children's diseases and death protection, and one * * * guarantee 120 kinds of serious diseases, with a maximum compensation of six times. This product has strengthened the protection for 15 kinds of children's specific diseases, covering a variety of children's high incidence and serious diseases, so the protection is still relatively good. However, the waiting period of this product is 180 days, while some serious illness insurance on the market is 90 days. Moreover, this product lacks additional compensation for serious illness and multiple compensation for malignant tumor. Therefore, compared with excellent critical illness insurance products on the market, this exclusive insurance plan 2022 still has some shortcomings. If you want to know more about this product, you can read this evaluation article: China Life Plan 2022 Guaranteed Upgrade? Look before you buy it!
In fact, it is very simple to know which health insurance of China Life is better. As long as you have certain insurance knowledge and know what to pay attention to when buying insurance, no matter whether it suits you or not, the problem will be solved. Pay attention to: 1 before buying insurance, and whether the coverage is complete. 2. Whether the payment period and guarantee period are flexible. 3. What is the insurance amount and premium? 4. How long is the waiting time ... There are other things to pay attention to. You may wish to click on the following article to find out: before buying insurance, you must first understand these key knowledge points!
There are many health insurance products in the insurance market, so don't be discouraged. If you don't know what kind of products are excellent and what kind of critical illness insurance products are good. Then, let's see what a good critical illness insurance product looks like. Interested friends may wish to have a look: good critical illness insurance is like this! You have been cheated for so many years. ...
Hope to adopt!
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