China Life Insurance was founded on 1996, which is a leading large insurance company in China. According to the data of China Life Insurance Co., Ltd. in the third quarter of 2022, its comprehensive solvency adequacy ratio was 230.26%, its core solvency adequacy ratio was 16 1.93%, and its comprehensive risk rating in the second quarter of 2022 was AAA. It can be said that the strength and reliability of China Life is very good, and consumers can buy with confidence. If you want to know more about China Life, please read this article: How about China Life? What products are there?
Although China Life's health insurance products are various, there are some excellent products and some ordinary products. Senior takes this popular critical illness insurance product-China Life Kangningbao Lifelong Critical illness insurance (Zhongxin Edition, C) as a reference. China Life Insurance's whole life insurance Critical Illness Insurance (Zhongxin Edition, C) supports people born between 28 days and 55 years old, and may not be so friendly to the elderly. Secondly, the waiting period of this product is 180 days. Compared with the critical illness insurance product with a waiting period of 90 days, this product is still relatively general. In addition, the protection content of this product mainly includes the protection of serious illness, specific serious illness and death, lacking the basic protection of mild and moderate illness, and the protection of the insured is not comprehensive enough. If you want to know about this product, you can read the following article: China Life Kangningbao Life Critical Illness Insurance (Zhongxin Edition, Model C) is coming, and the article is analyzed!
However, senior sister thinks that it is best for her friends to look at several insurance companies more, and it is most important to choose the health insurance products that suit them according to their actual situation and economic ability. When choosing health insurance products, we must make great efforts in the aspects of coverage content, payment period, coverage period, waiting period and health notification. Before buying insurance, friends had better read the following article: Before buying insurance, you must first understand these key knowledge points!
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