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First, the difference between health insurance and critical illness insurance analysis
1, with different security priorities.
Because health insurance includes both critical illness insurance and medical insurance, it can not only compensate patients for their reduced income during illness, but also reimburse their corresponding reasonable and necessary medical expenses, which can more effectively reduce the economic pressure of patients.
Critical illness insurance is mainly to compensate patients for their reduced income during illness, so as to ensure that the insured can continue to live even if they are unable to work and their income is interrupted due to major diseases.
2. The scope of disease protection is different.
As we all know, critical illness insurance covers the contracted diseases. As payment insurance, the insured can only get compensation from the insurance company if he suffers from the diseases agreed in the contract during the insurance period.
However, health insurance covers a wide range of diseases, most of which are within its scope of protection. Compared with the diseases stipulated in the critical illness insurance contract, health insurance can provide corresponding protection for more diseases.
Seeing this, friends who want to buy critical illness insurance have compiled a list for reference: the top ten hot critical illness insurance stocks worth buying!
Second, matters needing attention in purchasing health insurance
Take critical illness insurance as an example. Because of its strict health notification, it is not very friendly to the elderly who are not in good health, so I suggest you buy critical illness insurance while you are young and healthy.
For medical insurance, there is no need to choose a higher coverage like critical illness insurance. Ordinary millions of medical insurance in the market has at least 1 10,000 or more, which is more than enough to reimburse medical expenses for most diseases.
At the end of the article, friends in a hurry can open this article to learn more about health insurance: Is it necessary to buy health insurance? These routines must be paid attention to!
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