Information of the Insured: Tong Tong, child 1, with an average monthly income of 0 yuan, focusing on critical illness insurance and medical insurance.
Insurance liability:
1.90 days later, 300,000 yuan for major diseases: once diagnosed, 28 diseases will be paid in one lump sum.
(1~2 years old, cross 1.5 million; 2~3 years old, paying 225,000; Above 3 years old, pay 300 thousand. )
Two, 30 days later, no matter what hospital, 300 yuan above, can be reimbursed 60%, up to 80 thousand a year.
Three, 24 hours later, the outpatient expenses caused by accidents, more than 100 yuan, compensation 100%, the highest annual 100 yuan.
Fourth, you can enjoy the company's annual dividend.
At the age of 5.65, you can get back the principal of 400,000 in one lump sum, plus dividends, which is 680,000.
China Ping 'an Children's Health Insurance: Guarantee+Due Repayment+Dividend.
When taking out such health insurance, parents are advised to make reasonable choices according to family income. Therefore, the price of children's health insurance is between 654.38+ 10,000 and 300,000. In terms of the payment period and the time to receive the refund premium, parents are advised to make a comprehensive plan before insurance to ensure that their children can get enough education funds in junior high school, high school and university in the future.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.