How to avoid the annual fee for the Platinum Card of Industrial Bank Credit Card?

You can exchange platinum card points for annual fees.

1. Annual redemption fee for points of Youyi Business Travel Platinum Credit Card and Youyue Health Platinum Credit Card:

Annual fee for the main card in 900 yuan in that year: RMB 6,543,800+0.5 million is needed to redeem points.

2. Enjoy Platinum Credit Card (Leisure Series) points through annual fee:

Annual fee for the main card in 900 yuan in that year: RMB 6,543,800+0.5 million is needed to redeem points.

3. Enjoy the annual bonus of Platinum Credit Card (Standard Edition):

In that year, the annual fee of the main card was 2600 yuan: it took 654.38+0.3 million yuan to redeem points.

4. Enjoy Platinum Credit Card Points for the annual fee:

The annual fee of the main card was 2600 yuan: 500,000 yuan was needed to redeem points?

Extended data:

1. Late payment fee: 5% of the unpaid part of the minimum repayment amount, with a minimum charge of 1 yuan and a maximum charge of 100 yuan;

2. Over-limit fee: 5% of the maximum amount in the bill, with a minimum of 10 yuan and a maximum of 200 yuan;

3. Cash withdrawal by local peers: 2.5% of the transaction amount, with a minimum charge of 10 yuan;

4. Local inter-bank cash withdrawal: 2.5% of the transaction amount, with a minimum charge of 10 yuan;

5. Cash withdrawal from peers in different places: 2.5% of the transaction amount, with the minimum charge of 10 yuan;

6. Off-site inter-bank cash withdrawal: 2.5% of the transaction amount, with minimum charge 10 yuan;

7. Cash withdrawal from overseas UnionPay: 3% of the transaction amount, minimum charge 15 yuan;

8. Overseas non-UnionPay cash withdrawal: 3% of the transaction amount, with a minimum charge of USD 3;

9. Card replacement fee: 15 yuan;

10, express fee: 25 yuan;

1 1. Handling fee for making (sending) the statement: the second period is free, and the handling fee before the second period is dual-currency card 3 yuan, and the handling fee before the second period is RMB single-currency card.

Baidu Encyclopedia-Industrial Bank Platinum Card

Industrial Bank-Platinum Card Points Exchange Annual Fee