Generally divided into critical illness insurance, medical insurance, nursing insurance and so on. Next, Senior Sister will take critical illness insurance and medical insurance as examples to give you a brief introduction.
Before we begin, you might as well read the following article to understand the necessity of buying insurance:
Do you want to buy insurance or not? If we don't get out of danger, won't the money be wasted?
As a subsidiary of health insurance, critical illness insurance is a kind of payment insurance. When the insured is diagnosed with an agreed disease and the condition meets the claim conditions, he can get the specified cash payment. Because there are no restrictions on the use of this money, it can be used for various expenses of life, thus reducing the economic burden during illness.
Since critical illness insurance is so useful, how should we choose? You can refer to the following article:
How to buy critical illness insurance? If you miss this shopping guide, you will be miserable!
Then there is medical insurance, which is a kind of reimbursement insurance. Different from medical insurance, its reimbursement scope and proportion are usually higher, for example, some items outside the social security drug list can also be reimbursed. Of course, the premise is that the insured's medical behavior is within the scope agreed in the contract and necessary for treatment. In addition, medical insurance is a very affordable health insurance, and it only takes a few hundred yuan a year to get millions of insurance coverage.
Space is limited. If you don't know about health insurance, you can read the following article in more detail:
Is it necessary to buy health insurance? These routines must be paid attention to!
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The same number on the whole network: Xueba said insurance, welcome to search!