Is this product really that great? Let's discuss it together! There is a careful evaluation below, you can have a look!
Hongkang Health 202 1 Is it worth buying? Look here!
I. Analysis of Hongkang Health Insurance 202 1
The safety map is ready:
Hongkangshoushou Health 202 1 Protection Map
Looking at the picture, we can know that Hongkang Shoushou Health 202 1 Hongkang Shoushou Health 202 1 has two main components: mandatory responsibility and optional responsibility. Compulsory protection for serious illness includes single payment, optional exemption for mild and moderate illness and mild illness. In addition to these, there are additional payments for 13 male-specific diseases and 7 female-specific diseases.
Take a closer look at the advantages and disadvantages of this product. Let me count it for you!
1.？ Hongkang Defending Health 202 1 Advantage Analysis
(1) Comprehensive guarantee and flexible choice of responsibilities.
In addition to the compulsory responsibility of Hongkang Health 202 1, minor illness, death and secondary compensation for malignant tumor are all optional responsibilities rather than compulsory responsibilities. As an excellent critical illness insurance, one of the factors should be to choose full responsibility.
But what's even more amazing is that its responsibility is extremely flexible, and it's rare to see that the death responsibility can be freely chosen in the products on the market.
In this way, you can fully consider your own needs and budget when choosing a seriously ill product. If you want a comprehensive budget, you can choose full responsibility; The budget is not enough, but you want comprehensive protection. Basic light, medium and heavy protection are all good choices. If you want to turn this insurance into a male-only insurance, it is more appropriate to protect men's special diseases.
Just like buying food in the vegetable market, based on our taste and budget, it is very humanized!
Suppose you want to know more about critical illness insurance, then this product will be introduced to you by Amway!
Before I buy the same Versailles Worldwide 1, I have to tell you a few things!
(2) Mild cases can retain carcinoma in situ.
Cancer in situ, in other words, is an early non-invasive cancer with high incidence and mild symptoms, which corresponds to a serious malignant tumor. In fact, the cost of treatment it needs is probably tens of thousands. If you pay attention to treatment, the possibility of developing into a malignant tumor is very small.
However, after the new regulations for serious illness cancelled the protection for mild cancer in situ, some serious illness insurance on the market directly kicked out the cancer in situ, making the protection value of mild cancer completely incomparable with before.
However, Hongkangshoushou Health 202 1 will always have the protection of mild cancer in situ, that is to say, if you are unfortunately suffering from cancer in situ, you can get a mild compensation if you meet the insurance liability agreed in the contract. Treat the disease with peace of mind and resist the risk of malignant tumor!
2.？ Analysis on the Shortcomings of Hongkang Defending Health 202 1
As consumers, of course, I don't want to wait too long! Because during the waiting period, the insurance company can be irresponsible if a specified insurance accident occurs. Once it is a serious illness and hundreds of thousands of expenses are paid by yourself, then this insurance is really lonely.
Now the critical illness insurance market is struggling, and there are many kinds of products, and products with a waiting period of 90 days abound! Hongkang stayed healthy for 202 1 or 180 days, twice as much as others. This is really not very friendly to consumers!
Second, is the value of Hongkangshoushou Health 202 1 worth buying?
Generally speaking, Hongkangshoushou Health 202 1 is well guaranteed. The optional responsibilities are rich and flexible. However, this product only has the option of lifetime guarantee, and small partners with limited budgets should pay attention to this insurance liability. There is also the biggest defect of this product, that is, if the waiting period is too long, there will be greater risk of insurance liability not paying claims than the product waiting for 90 days. If you can accept this deficiency, this product is still very good.
I summed up all the critical illness insurance that is better than this product. Click here to browse!
There are many new definitions of critical illness insurance, and these ten models stand out!
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