After the child is born for 30 days, accident insurance and critical illness insurance can be prepared for the child, and education insurance can be increased if conditions permit. Child insurance is designed according to the situation of each family.
For example, there are three options for children's critical illness insurance, and there are different options on the basis of protecting 400,000 critical illnesses. First, the pay is low. You can choose to pay 300-400 yuan for one year, which means that ruitai's children are seriously ill and Xinhua's children are seriously ill. Second, you can choose to guarantee for 30 years, pay 10 year, return 1.2 times the principal at maturity, and the premium is about 1.5 million. Taikang almighty baby. The third is to choose life insurance, life-long protection, and return the principal at the age of 77 or 88 to ensure lifelong sustainability. This kind of life insurance covers many kinds, including minor illness and exemption. The premium is around 2,000-3,000 yuan, representing products such as Tianan Health Source 2 and Great Wall Healthy Living. For more information about insurance, you can click the first one to learn more about insurance.