Under the new regulations, we evaluated more than a thousand critical illness insurance products, and screened out the ten best critical illness insurance products on the market. The new definition of serious illness ranking is announced! The first place is it! 》
First, the guarantee period is different.
The 100% guarantee period of health is life, and the lifetime guarantee period of health care is 70/80/90/ 105 years old.
Second, the insurance age is different.
100% health insurance age is 0-45 years old, and Kang Hu life insurance age is 0-70 years old.
Third, the compensation amount is different.
Health 100% compensation is 30% of the basic insured amount after the waiting period, and Kang Hu lifetime compensation is 30% of the basic insured amount after 180 days.
Taikang's critical illness insurance is 100% health, which mainly has the following advantages: the life-long guarantee period of health protection is embodied in the word "live", which can be guaranteed to 70, 80 and 90 years old, and the longest is 105 years old. You can choose insurance according to your actual needs. Health insurance covers 70 diseases for life, and 30 mild and severe diseases cover 95% of the risks. In addition, mild symptoms can be compensated for 3 times without grouping, 30% each time. The high incidence of mild diseases covers the whole range, and the proportion of compensation has actually increased. Generally speaking, insurance risks only return the waiting period premium, and Kang Hu can return 105% of the premium when taking risks during the waiting period. During the waiting period, accidents caused by accidents will be insured.
If you are not clear about the insurance problem, you can consult Minbaobao, the quality sales consultant of Minbaobao YEATION. Through the professional consultation and customized service of 1 to 1, we can help the new generation families to easily solve all insurance problems and provide customers with one-on-one claims agency services such as data collection, progress tracking and claims verification.