Differences between National Health Insurance and Medical Insurance in Shaanxi Province

1, coverage difference. Health insurance covers a wider range, including not only medical insurance, but also sickness insurance, medical insurance, income insurance and long-term care insurance. Medical insurance is only used to reimburse medical expenses.

2, the difference between creditor's rights. Medical insurance claims do not specify diseases, as long as they are within the scope of reasonable medical care. Sickness insurance, one of health insurance, has a contract for the coverage of diseases, which is not within the scope of the contract.

3. The guarantee period is different. The guarantee period of general medical insurance is 1 year. After the insurance expires, the insured needs to re-insure, and insurance companies often re-evaluate the health status of the insured before deciding whether to agree to re-purchase.