Is it worth choosing I-mobile insurance on Ping An Health app?

The starting point for Ping An Health app to launch I Dynamic Insurance is good. I hope that in this way, we can encourage everyone to exchange exercise for insurance, so as to remind everyone to exercise more and keep fit. Secondly, it's free. By adopting the step-by-step variable coverage mechanism and joining I Mobile Medical Insurance, you can get 654.38+0 million insurance (valid for one month). The accumulated steps per month can be exchanged for the next month's insurance amount (valid for one month). For every additional 20,000 steps, the insured amount will increase by 6,543,800 yuan next month, reaching 200,000 steps per month (less than 7 steps per day on average), and the minimum monthly allowance will not be less than 1 10,000 yuan. Every time you invite one more friend to join I-Health Care, you will get 20,000 steps. As a free product, the deductible of I-Health Insurance is still relatively high, which is 654.38+million yuan. That is to say, after social security reimbursement, the self-funded part exceeds 654.38+million yuan. This insurance began to involve reimbursement, which means that this product only began to play a role when a serious illness really occurred, which seriously affected the family cash flow. Generally speaking, this medical insurance is still worth choosing.