What is the insurance for a 3-year-old child?

The insurances suitable for 3-year-old children include children's medical insurance, children's critical illness insurance, medical insurance and accident insurance. Why buy these insurances? Here's the answer.

1, children's medical insurance

Children's medical insurance is very cost-effective. You can enjoy 70%-80% reimbursement of medical expenses only by paying one or two hundred yuan a year. If you are insured within three months after the child is born, you can also let the child enjoy medical insurance benefits from the date of birth.

Moreover, children's medical insurance can be unconditionally renewed, and it will not be limited by the number of reimbursement, and it is also allowed to be insured in spite of illness.

2. Children's critical illness insurance

Children's critical illness insurance is an insurance product specially designed for children, which can protect children's common major diseases.

If the child suffers from a certain disease during the insurance period and meets the claim standard, a compensation will be paid to provide financial support for the follow-up treatment.

So what are the children's critical illness insurance worth buying? The list is ready: the top ten affordable children's critical illness insurance in 2022.

3. Medical insurance

Medical insurance belongs to reimbursement insurance, mainly including millions of medical insurance and small medical insurance, both of which can cover the reimbursement gap of medical insurance.

Especially for millions of medical insurance, the reimbursement ratio of many products after social security settlement can reach 100%. Even if the child is unfortunately hospitalized, parents can minimize economic losses through medical insurance.

Sister Xue has compiled ten cheap and guaranteed medical insurances, which are very suitable for children: the list of 10 million medical insurances is freshly released!

4. Accident insurance

An accident insurance can reimburse the medical expenses caused by the accident when the child unfortunately encounters an accident, such as falling and being injured. Accident insurance is also one of the insurance types worth buying for children.

So which accident insurance is the most cost-effective? This list is worth a look: 10 the most worthwhile child accident insurance!

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