What can health insurance cover? Is it necessary to buy it?

The diseases covered by health insurance are as follows:

Mild symptoms: early malignant tumor or malignant lesion; Atypical acute myocardial infarction; Minor stroke; Interventional non-thoracotomy surgery, such as coronary intervention, heart valve intervention and intra-aortic surgery; Severe visual impairment; Pituitary tumor, brain cyst, brain aneurysm, brain hemangioma; Small area third degree burn; Mild brain surgery.

Mild illness is by no means a very mild disease. Consumers should pay attention to the scope of protection when taking out insurance to avoid missing claims after an accident. In addition, many types of insurance on the market have added mild items on this basis to provide consumers with more comprehensive protection.

Serious illness: malignant tumor; Acute myocardial infarction; Sequela of cerebral apoplexy; Coronary artery bypass grafting; Benign brain tumor; Blind; Aortic surgery; Heart valve surgery.

Health insurance is generally divided into medical insurance and critical illness insurance. Under the new regulations, we have evaluated more than a thousand critical illness insurance products and screened out the best ten critical illness insurance products on the market. New definition of critical illness ranking announced! The first place is it! 》

This is a typical and common example of a serious disease. The 36 kinds of serious diseases stipulated by the state also include: major organ transplantation or hematopoietic stem cell transplantation, end-stage renal disease (or uremia stage of chronic renal failure), multiple limb loss, acute or subacute severe hepatitis, decompensated stage of chronic liver failure, sequelae of encephalitis sequela or meningitis, deep coma, deafness in both ears, paralysis, severe Alzheimer's disease, severe brain injury, severe Parkinson's disease, severe third-degree burn and severe rheumatoid arthritis.

It is necessary to buy health insurance, which can provide insurance protection for serious illness, medical care, nursing and disability, so that the insured can face the disease with peace of mind and have more opportunities for recovery, and help the insured to extend their precious lives.

You can consult mint insurance when buying insurance. Mint Insurance can provide users with the whole process of insurance services, not only insurance schemes, but also one-on-one insurance consultation, scheme customization, policy management, claim settlement assistance and other life-cycle quality risk protection services through professional consultants. "heavy! New definition of critical illness ranking announced! The first place is it! 》