The valuation level, currency and exchange rate peg of investors in the two markets have caused the current share price difference of A+H shares or A+N shares. If you don't understand, you can refer to the following information of Xinhua Life Insurance.
Xinhua Life Insurance Company is a big company with a long brand, strong strength and strong claims settlement ability. The company's main business includes life insurance, health insurance and accident insurance, and most of the products currently sold are this kind.
People will ask about this company, but mainly know about its products. Compared with other offline insurance products, Xinhua's insurance products are ok, but the price is a bit expensive. But there are still some products that are very poor. Let's understand this company's relatively hot critical illness insurance better:
Worry-free health C 1 is a single payment of critical illness insurance, which has the following protection contents:
As can be seen from the figure, Worry-Free Health C 1 has the following advantages:
1. In the first ten years of the guarantee period, anyone who is diagnosed with serious illness or death can pay 120% of the basic guarantee amount.
2, suffering from brain cancer and other six specific serious diseases, you can also get 20% extra compensation.
But it still has some problems:
1, the price is more expensive than other products, and there are not many attractions. The premium is 65,438+0,000, and I can even buy a single-payment critical illness insurance plus a term life insurance.
2. The amount of compensation for minor illness is very small. At present, the amount of compensation for serious illness insurance and minor illness in the market is basically 30% of the basic insured amount. The premium of 65438+100000 yuan is only 20%, which is really not worth it.
So I have compiled some cost-effective critical illness insurance products for your reference. If necessary, you can have a look: the top ten insurance companies' "worth buying" hot critical illness insurance inventory!
The following are some critical illness insurance products that I don't recommend buying. If necessary, you can click on the original text to read the inventory of the top ten insurance companies that are worth buying!
These are all my answers, I hope they will help you.