What is health insurance?
Simply put, health insurance is the insurance that protects our health and helps us solve the huge medical expenses when we are unfortunately sick. Want to know how to configure health insurance, you can see here: "The insurance strategy of health insurance, these tricks must be collected."
Among them, health insurance is generally divided into medical insurance, sickness insurance, disability insurance and nursing insurance.
(1) medical insurance
That is what we often call medical insurance, such as millions of medical insurance, cancer prevention medical insurance and high-end medical insurance.
It is an insurance that pays insurance money on the condition that the medical behavior agreed in the insurance contract occurs, and provides protection for the medical expenses of the insured during the introduction of medical treatment.
(2) Sickness insurance
Sickness insurance generally refers to critical illness insurance, which is mainly designed for some specific major diseases. When the insured suffers from a certain disease, he can get a one-time high compensation from the insurance company.
(3) Disability insurance
Insurance that pays insurance benefits on the condition that the insured loses the ability to work due to an agreed illness or accidental injury, and provides protection for the insured's income reduction or interruption in a certain period of time.
(4) Nursing insurance
Nursing insurance refers to the insurance that provides insurance for the insured's nursing expenses on the condition that the insured's nursing needs are caused by the disorder of daily living ability.