1. In-station settlement: After the insured person has settled through medical insurance in the designated medical institution, the medical expenses that meet the claim conditions will be settled at the same time.
2. Sporadic reimbursement:
1. If the insured seeks medical treatment in different places, the insurance company will contact the insured regularly to provide assistance and authorization, and then apply to the medical insurance center to complete the settlement according to the one-stop process.
2. For medical treatment in Guangzhou or other places, the medical expenses that meet the requirements and are not settled by medical insurance will be reimbursed sporadically in the service halls of various medical insurance sub-centers in Guangzhou, and those that meet the requirements of Suisui Kang will be settled according to the "-station" service process.
3. Other medical insurance in Guangzhou does not belong to the medical expenses settled by Guangzhou Social Medical Insurance Information System. The insured shall submit the claim application materials in the prescribed way, and the personnel of the insurance company shall review and handle them.
4. The expenses for purchasing innovative drugs, special medical consumables and screening of designated diseases shall be reimbursed by the designated pharmacies, and the insured shall submit the claim application materials through the designated online way, which shall be reviewed and handled by the insurance company personnel.
What is Guangzhou Suisui Kangpuhui Commercial Supplementary Medical Insurance?
Guangzhou Suisui Kang is an inclusive commercial supplementary medical insurance for Guangzhou citizens, which is jointly underwritten by Ping An Pension, China Life Insurance, PICC P&C Insurance and Pacific Life Insurance under the guidance of the government. As long as you have basic medical insurance in Guangzhou, you can participate.
How to insure? It is best to apply online, simply and quickly pay attention to the official account of "Sui Sui Kang" WeChat, and click "Insurance Entrance" to apply. Of course, it can also be handled offline, and the above four insurance service outlets can be handled on site.
What is inclusive supplementary medical insurance?
With the gradual implementation of the State Council's "Opinions on Deepening the Reform of Medical Security System" in various places, under the guidance of local governments (government guidance/endorsement greatly reduced the customer acquisition and operating costs of insurance companies), inclusive supplementary medical insurance began to be popularized in China. Supplementary medical insurance, as a kind of health insurance that gives special preferential treatment to sub-health and sick people, has its own unique charm, although it is far less than one million medical insurance in coverage ratio and scope.