1, cash withdrawal: very few regions support the free use of the money in the medical insurance card, such as Beijing;
2. Physical examination: The money in the medical insurance card can be used to pay for the medical examination;
3. Vaccination: The money for vaccination can be paid by medical insurance card;
4. Buy commercial insurance: At present, many provinces and cities support using the balance of medical insurance cards to buy commercial insurance;
5. It can be used as an identity card: the amendment to the Criminal Law will include the medical insurance card in the range of documents that can be used to prove identity;
6. Fitness: The balance of the medical insurance card can be used to pay for fitness activities in fitness venues. The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units.
How to use the medical insurance card:
1. Scope of use of medical insurance card: When insured employees buy medicines in designated hospitals and pharmacies, they can swipe their cards on POS machines with their passwords, but they cannot withdraw cash or transfer money;
2. Inquire about the balance of medical insurance card: Insured employees can inquire about the balance by telephone, or at China Bank Savings Office or designated hospitals and pharmacies in urban areas, or log on to the social security inquiry system online;
3. Inquiry of medical insurance card transaction: Insured employees can print medical insurance card transaction records in China Bank Savings Office with their ID cards and medical insurance requirements, including payment records and consumption records of personal account funds. If they have questions about the transaction records, they can go to the retail business department of Bank of China to inquire;
4. Medical insurance card password: The insured employees can change their passwords by phone or bring their ID cards to the Bank of China Savings Office. If the insured employee forgets the password, he can bring his ID card to the Bank of China Savings Office to report the loss of the original password and change it;
5. Custody of medical insurance card: Insured employees should keep the medical insurance card properly. If you accidentally lose it, please immediately issue a letter of proof to the unit and stamp it at the medical insurance office for confirmation, and then report the loss to China Bank Savings Office with your ID card and go through the formalities of replacement. After 7 days, they can get a new card;
6. Precautions: When the transaction times of the medical insurance card reach 60 times, the insured employees must go to China Bank Savings Office to print the transaction records, or stop using the card, and can continue to use the card after printing the transaction records.
To sum up, what can the money in the medical insurance card do? Individual family members can use it to pay their own expenses and buy medicines in designated hospitals. The most basic purpose, of course, is to pay for hospitalization, vaccination, health check-up, medical insurance and credit card purchase in designated hospitals.
Legal basis:
Article 2 of People's Republic of China (PRC) Social Insurance Law
The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.