Why is it more cost-effective to insure as soon as possible?
1, related to age: low premium expenditure.
For the same protection, the younger the insurance age, the less the premium required; On the contrary, the older you get, the more you need. Health 100% A, 0-year-old boy, 20 years, 300,000 insured, only 3420 yuan/year; The same amount of insurance is 300,000, which will be paid in 20 years. 18-year-old male needs 6 120 yuan/year.
2. Time correlation: the guarantee period is long.
Health 100% has lifelong health protection, and the younger the insured age, the longer the time to enjoy the protection.
3. Related to underwriting: Don't let insurance pick you.
Most young people are in good health and do not need a medical examination under a certain amount of insurance. Even if they have a physical examination, they can easily pass the underwriting. Older people generally need a physical examination.
There are five kinds of people who cannot buy critical illness insurance!
1, people who have had a serious illness can't buy it;
2, you can't buy it if you are over age;
3. If the physical indicators exceed the standard, it is necessary to increase the fee to buy or even be refused insurance;
4. Pregnant women can't buy it after 7 months of pregnancy until the baby is born 1 month;
5. There is a quota for full-time wives. If she is not rich, she can buy as much as she wants, just like buying luxury goods.
About insurance, I don't know at the age of 20, I can't take care of it at the age of 30, I look down upon it at the age of 40, I can't buy it at the age of 50, and I can't buy it at the age of 60 ... Taikang Health 100% An insurance plan is not to buy it as soon as possible!
① Protect 70 kinds of major diseases and 30 kinds of minor diseases, and cover all the diseases you can think of and can't think of!
20-70 years old, under 200,000, no physical examination!
(3) The compensation for different minor illnesses is up to 3 times, with 30% for each time, independently. After the minor illness compensation, the serious illness and accident protection will also be compensated!
(4) The insured enjoys minor illness exemption protection, and the future protection will continue.
⑤ Husband and wife are exempt from mutual insurance. No matter whether one of the husband and wife has mild illness, serious illness, death or high disability, as long as the claim is settled once, the premiums of both of them will be exempted, and the guarantee will continue in the future.
⑥ Give preferential treatment to old customers, and pay the premium of 1 year for 20 years, and only pay the premium of 19 years.