Is Taikang Hui Health Critical Illness Insurance responsible for hospitalization of children with pneumonia?

Taikang Hui Health Critical Illness Insurance manages children's pneumonia without hospitalization. According to the relevant data, Taikang Wellcome is not suitable for children because it has no such extra protection for children's high-incidence diseases, but Wellcome can attach 0 deductible medical insurance to deal with the hospitalization problem of children's minor illnesses.