My friend asked me to buy PICC health insurance, and I pay 1 10,000 yuan every year. I have bought it for three or four months, and I feel cheated. I don't want to renew it How much can I get back if

My friend asked me to buy PICC health insurance, and I pay 1 10,000 yuan every year. I have bought it for three or four months, and I feel cheated. I don't want to renew it How much can I get back if I turn myself in? The hesitation period has passed, and only the cash value can be refunded.

Take the carefree life of PICC as an example. A 30-year-old male, with an insured amount of 400,000 yuan and an annual premium of 1 1240, has a cash value of only 1240 in the first year, which is the amount that can be obtained from surrender.

Ask clearly in advance to buy insurance, compare several companies, continue to pay if it is suitable, and don't buy it if it is not suitable. The cost is too high.