1, the rate is low, and the similar products in the market are about 6-7 fold: 30-year-old male, with health insurance coverage of about 65,438+million, payment period of 20 years, and annual premium of 2 120 yuan. It is cheaper than Huaxia Evergreen 20 16 with good cost performance. A 30-year-old male insured Huaxia Evergreen 20 16, with a total insured amount of 654.38 million yuan, a payment period of 20 years and an annual premium of 2322 yuan. 30-year-old male, insured by China Life's critical illness insurance, the insured amount is 65,438+10,000 yuan, the payment period is 20 years, and the annual premium is 3 160 yuan.
2. The cash value is extremely high: 30-year-old male, the insured amount is 65,438+10,000 yuan, the annual payment is 2 120 yuan, and the total premium is 2120 * 20 = 42,400 yuan. When the insured is 55 years old, the cash value has reached 55 180 yuan, which has exceeded the total premium paid. The older you get, the higher the cash value is, so as to ensure the sick and disease-free old-age care.
3. Free of insurance premium: the insured is free of personal care for minor illness.
If the insured suffers from mild illness, the follow-up insurance money from the date of diagnosis of mild illness will be exempted, and the protection for serious illness will still be effective.
4. If the annual premium reaches 5,000, you can enjoy the green medical Passage of Taikang's major pension diseases:
Outpatients, wards and operations can also enjoy subsidies for transportation and accommodation in different places: 2,000 yuan in the province and 5,000 yuan outside the province. Accompanied by professional cooperation agencies. This service covers 678 hospitals nationwide and has more than 78,000 deputy chief physicians.