Insurance companies are supervised by China Banking and Insurance Regulatory Commission, and all products officially issued are legal. Generally speaking, there are no wrong products, only products that are not suitable for you. So before buying insurance, you must read the terms of the insurance contract to ensure that the insurance you buy can meet your own needs.
Even though its popularity is not as high as that of China Ping An and China Life Insurance, its strength is undeniable. By the end of 20 19, Tianan Life had total assets of over 203.6 billion yuan and enjoyed a good reputation. This company is really stable! Here is a list of insurance companies for your reference: Is China safe? Do you have any insurance recommendations?
No matter how good the company is, we can't ignore a key point: buying insurance depends on whether the products are good or not! What are the main products of Tianan Life Insurance? Look directly at the table below:
I spent a lot of time collecting data these days, and made a detailed evaluation of Tianan Life's "source of health" critical illness insurance to see the advantages of this product:
1. Progress has been made in critical illness protection.
The old version of Health Source 20 19 pays 100% for each serious illness, and the enhanced version of Health Source 20 19 pays 100%- 150%. In contrast, it is really a great progress.
2. There are bright spots in the protection of traditional Chinese medicine
Health Source 20 19 Chinese Medicine Enhanced Edition can pay 60% of the insured amount, and it can also be paid in two installments. The diseases are not grouped and there is no interval requirement, which is not bad.
3. The level of minor illness protection is higher than the average level.
Health Source 20 19 Enhanced Edition underwrites 35 kinds of mild diseases, with the maximum payment of 4 times, and each payment is 45% of the basic insured amount, which is relatively good in the industry.
I admit that this product is really good, but I can't deny that it has some shortcomings. It's not that I won't tell you, there are too many contents, but the answers are all in this article. Look at the blue one: