1. The protection content of the Perfect Life Guardian Collector's Edition is 1. The disease grouping is reasonable, the compensation for serious diseases is 6 times, and the compensation probability for malignant tumors is much higher.
2. Serious illness, moderate illness and mild illness all received additional compensation, and the compensation ratio reached a new high.
3. Before18 years old, if you suffer from 10 kinds of special diseases for children, you can pay extra 100% of the insured amount.
4.？ Compensation for cancer in situ twice and three times.
5.？ You can choose multiple payment guarantees for specific diseases, and you can pay an extra 2 times for several high critical diseases/mild diseases/moderate diseases.
Product defects:
1.？ The optional liability of double all risks is not recommended by dad.
Specifically, you can look at this article written by dad: What does old-age security mean? Is it reliable?
2.？ Multiple compensation for stroke in additional insurance only protects new hair.
If you have had two strokes, but both of them have different parts, you can claim compensation.
3. Children's specific diseases can only be insured before 18 years old.
Second, summary Overall, the guarantee of this product is still excellent. Not only is the guarantee comprehensive, but the proportion of compensation is super high. If the pursuit of comprehensive protection, serious illness and multiple compensation, high proportion of compensation, this model is worth considering.