What are the critical illness insurance?

At present, the CIRC has regulations on 28 kinds of serious diseases, except for 28 kinds of serious diseases, the rest are stipulated by insurance companies themselves. Some insurance companies have 100 kinds of critical illness insurance products, some 120 kinds, and some 150 kinds. No matter how many kinds, it depends on the types of critical illness insurance stipulated in the terms of the insurance products purchased.

At present, all insurance companies include the following 28 kinds of serious diseases: malignant tumors, excluding some early malignant diseases; Acute myocardial infarction; Sequela of apoplexy; Major organ transplantation or hematopoietic stem cell transplantation; Coronary artery bypass grafting; End-stage renal disease; Multiple limb loss; Acute or subacute severe hepatitis; Benign brain tumor; Decompensated period of chronic functional failure; Or sequelae of meningitis in encephalitis sequela; Deep coma; Deafness in both ears; Blind; Paralysis; Heart valve surgery; Severe Alzheimer's disease; Severe brain injury; Severe Parkinson's disease; Severe third-degree burns; Severe primary pulmonary hypertension; Severe motor neuron disease; Loss of language ability; Severe aplastic anemia; Aortic surgery; Chronic respiratory failure; Severe Crohn's disease; Severe ulcerative colitis. The first 25 are in the old critical illness insurance, and the last 3 are newly added.