First of all, as an important part of rural financial services, rural banks bear the important responsibility of providing financial services for rural residents and agricultural business entities. The rural economy is the foundation of the national economy, and the development of rural residents and agricultural business entities needs the support of financial services such as financing, deposit and payment. The healthy development of rural banks can provide necessary financial support for rural economy and rural residents, and promote the income growth of rural residents and the modernization of agricultural management.
Secondly, the healthy development of rural banks can promote financial poverty alleviation and the inclusiveness of rural finance. Village banks can provide financial support to poor rural areas by opening microfinance business, developing farmers' cooperatives and strengthening financial education, so as to help poor households develop their industries and increase their income. At the same time, the inclusiveness of rural banks can also provide rural residents with more convenient and convenient financial services to meet their financial needs.
In addition, the healthy development of rural banks helps to optimize the financial system structure and improve the ability of financial risk prevention and control. The development of rural financial services needs the support of healthy financial institutions. As an important part of rural finance, village banks undertake the task of preventing and resolving financial risks. Only the healthy development of rural banks can provide stable risk prevention and control capabilities for rural financial services and match financial services with risk control.
Generally speaking, the healthy development of rural banks is of great significance to rural economy, rural residents and financial system. It can promote rural economic development, promote financial poverty alleviation and inclusive finance, optimize financial system structure and improve financial risk prevention and control ability. Therefore, the healthy development of rural banks is an important guarantee and support for rural financial services.