Second, the issue target.
Baby cards are mainly issued to underage customers below 16 (inclusive), and each customer below 16 (inclusive) is limited to one. Father's love card and mother's love card are mainly distributed to the parents of baby growth card customers.
Third, characteristic advantages.
In addition to all the functions of smart cards, the "Baby Growth Card" smart card series also has the following functions:
(1) Growth Fund: A certain amount of money is automatically deposited into the baby card at the same time for the father's love card and the mother's love card, and both parents * * * assume the responsibility of child care and accumulate wealth as the child growth fund. Teach children to save pocket money, lucky money, scholarships, etc. Enter the card and cultivate children's savings habits.
(2) products and services such as educational savings, fixed income services and increase (decrease) of deposit interest. , to ensure the best return on deposits.
(3) the deposit limit of paternal love card and maternal love card; Baby card monthly supply limit; Baby card wealth management business switch.
(4) Growth guarantee: the exclusive children's education insurance product-Taiping Happy Baby Comprehensive Financial Plan, with the father's love card or maternal love card as the payment card and the baby card as the income card.
(5) You can enjoy services such as making an appointment with a pediatrician, sending health messages every week, and emergency assistance at home and abroad.
(6) Learning assistant: the father's love card or mother's love card transfers money to the baby card for tuition and living expenses for studying in different places. At the same time, it provides services such as tuition payment, credit certificate, foreign currency exchange, foreign exchange purchase for studying abroad, foreign currency withdrawal/remittance, account opening witness, and tax refund in consumption abroad to help children realize their desire to study abroad.
(7) Growth Commemoration: Booking customized personalized cards, exclusive precious metal products, growth greeting cards, flash commemorative cards, electronic photo frames and other supporting products and services, and recording the little things of children's growth will become extremely precious growth commemorative and beautiful memories, and accompanying children with their parents' love for life.
(8) Grateful return: After the child becomes an adult, the baby card can automatically deposit money into the father's love card and the mother's love card on a regular basis, so that parents can live a carefree life and enjoy their old age, reflecting the child's gratitude to their parents.
(9) SMS blessing package services such as Father's Day, Mother's Day, Birthday and Memorial Day.
Fourth, the charging standard
Customers under (1) 16 years old (inclusive) apply for the baby growth card, and the annual fee for the previous year and the new card opening fee for 16 years old (inclusive) are exempted; For customers above 16 (excluding), the baby growth card shall be handled according to the current charging standard.
(2) The charging standard of the fatherly love card and the motherly love card is the same as that of the current smart card.
(3) The "Appointment Cycle Transfer" designated financial agreement signed by the "Baby Growth Card" customer (that is, only the transfer-out account is a father's love card and a mother's love card, and the transfer-in account is a baby card) is not charged for the time being.
Verb (abbreviation of verb) preferential fee
/kloc-customers under the age of 0/6 are exempted from the annual fee before the age of 0/6; When offering gratitude returns, study assistants and other services, the off-site settlement fee between the baby card, the father card and the mother card will be exempted.