1, lifetime guarantee is more lasting. Term insurance is more common in children's critical illness insurance, which brings the advantage that the premium is cheap. However, when the child is old and the contract expires, he will face the problem of choosing other insurance. At this time, the insurance premium is higher, and he needs to spend the waiting period again, and may even have a medical examination. Healthy and worry-free teenager C 1 is a lifetime guarantee product. Once insured and guaranteed for life, the insured will not face the above problems.
2. Excellent sense of responsibility during the waiting period
If the healthy and carefree teenager C 1 is diagnosed with mild illness during the waiting period, the contract will not be terminated, but it will not bear the liability of mild illness insurance, and the contract will continue to be valid. It is difficult for people with abnormal health to get insurance, let alone patients who have been diagnosed with mild illness. The design of C 1, a healthy and carefree teenager, allows the insured to continue to enjoy other guarantees such as serious illness, which is a very humanized design.
Disadvantages:
The proportion of minor illness compensation is slightly lower, and the proportion of C 1 minor illness compensation for healthy and worry-free teenagers is only 20%, which is slightly lower than the mainstream products on the market, which may leave room for later upgrading.
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