The process of medical insurance is as follows:
1. Know the policy: You need to know the local medical insurance policy, including the type of medical insurance, the scope of reimbursement and the proportion of reimbursement.
2. Pay medical insurance fee: Paying medical insurance fee is one of the necessary conditions for participating in medical insurance, and you need to pay medical insurance fee at local social security service institutions or online social security service platforms.
3. Handling medical insurance card: After paying the medical insurance premium, you need to get a medical insurance card or an electronic health card from the local social security service agency and fill in the relevant information and materials.
4. Reimbursement for medical treatment: When seeking medical treatment, you need to bring a medical insurance card or an electronic health card to the hospital to reimburse medical expenses.
The information required for rural medical insurance reimbursement is as follows:
1, medical insurance card: the cardholder must carry the original medical insurance card;
2. Outpatient invoice or hospitalization list: the outpatient invoice should include detailed information such as project name, project unit price, quantity and amount, and the hospitalization list should include detailed information such as hospitalization time, hospitalization department, hospitalization days, drug name, quantity and amount;
3. Medical expense settlement vouchers: such as settlement vouchers provided by hospitals and bank transfer vouchers;
4. Identity documents: such as identity cards, household registration books, passports and other identity documents.
To sum up, rural medical insurance reimbursement needs to provide true and accurate medical records to ensure the authenticity and integrity of the data. At the same time, the reimbursement regulations of rural medical insurance in different regions may be different, so it is necessary to know the local specific regulations and processes in advance in order to handle the reimbursement procedures smoothly.
Legal basis:
Article 2 of People's Republic of China (PRC) Social Insurance Law
The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.
Article 26
The basic medical insurance for employees, the new rural cooperative medical system and the basic medical insurance for urban residents shall be implemented in accordance with state regulations.
Article 28
Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.