If you are not familiar with the types of insurance, you can read this article: There are so many types of insurance, which one should I buy first?
How to buy health insurance? Take critical illness insurance as an example. Generally speaking, the basic protection of a high-quality critical illness insurance should be comprehensive, including at least the protection of mild, moderate and severe diseases. In addition, it would be better if there are other practical guarantees such as multiple compensation for malignant tumors, death/total disability protection and so on.
In addition, the coverage of critical illness insurance must be sufficient. You know, once you are seriously ill, in addition to high treatment costs, there are also nutrition costs, rehabilitation costs, income losses and so on. During this period, the family economy will also collapse instantly. Therefore, the critical illness insurance must have sufficient coverage to give full play to its protection role.
On the question of the appropriate amount of critical illness insurance, you can also refer to the expert's statement: How much is the appropriate amount of insurance? Tell me the doorway inside.
Finally, if it is a well-funded group, senior sister suggests giving priority to lifelong critical illness insurance and doing a good job in health protection in one step, so that you don't have to worry about the situation that you want to buy critical illness insurance but you can't buy it because you are too old.
The above is the analysis of my senior. If you are interested in PICC China, you can also read this article: What is the strength of PICC China? How about this fairy product?
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