The types of pet insurance in China are relatively simple, which only covers the risks of the third party liability of pets, that is, it only bears the economic compensation liability that the insured should bear according to law because of his legally owned pets, and stipulates a variety of liability exemption clauses, which are narrow in scope and cannot effectively meet people's potential demand for pet insurance. It is understood that there are three kinds of common pet insurance in the market. One is pet liability insurance, which covers personal injury and death of a third party. At present, a number of property insurance companies have intervened; The other two are medical insurance for pets and comprehensive insurance for pets, which mainly protect some conditions of pets themselves.
Second, the age limit:
Not all pets can be bought, and the price is different at different ages. Deductible: This kind of insurance has a certain deductible every time, generally around 200-300 yuan, or 10%-20% of medical expenses as deductible, whichever is the maximum, the percentage of deductible is still very high. This product of China People's Insurance Company is called the first family pet health medical insurance in China. It was launched earlier and has undergone many adjustments. Its main advantage is that it covers a wide range of diseases, reaching 130 diseases, and basic pets are covered all over the body.
3. How much does it cost to buy pet insurance?
In China, pet insurance premiums are relatively cheap, as long as tens of yuan a year. If a pet is injured, the victim can get a one-time compensation of 1 10,000 RMB.
IV. The 10 pet medical insurance products currently on the market are as follows:
1. Medical insurance reimbursement for pets with three diseases:
(1) Pacific Insurance, I like the universal card very much, 268 yuan.
(2) Pacific Insurance, classic version of pet city medical insurance, 365 yuan.
(3) China Dida Insurance and Dida Pet Medical Insurance, 498 yuan.
2. Reimbursement of seven types of pet medical insurance for limited diseases:
(1) Pacific Insurance, like the membership card silver card too much, 258 yuan.
(2) Pacific Insurance, too fond of membership card gold card, 588 yuan.
(3) Pacific Insurance, too fond of membership card diamond card, 1088 yuan.
(4) Ping An Property Insurance, exclusive compensation of Mengchong Medical Insurance, 680 yuan.
(5) Ping An Property & Casualty Baoai Edition, 699 yuan.
(6) China Dida Insurance, Peace of Mind Plan, 105 1 yuan.
(7) China Dida Insurance, Worry-Free Plan, 2299 yuan.